Auto Loans, Simplified

We have all of the info you need before financing your next vehicle.


Different Ways to Finance

Local Dealer

Get a loan the old-fashioned way from your local dealer.

  • Easy(ish) if you're already buying from them
  • Need to negotiate your rate so they don't add in profit
  • Not our recommended method...
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Credit Unions

Get the best rate possible, membership required.

  • Best interest rates possible
  • Each credit union has its own criteria to join
  • Loans not available to all members
  • Can take longer than other methods
Read More

Traditional Banks

Great option to lock in your loan before buying.

  • Great rates
  • Easier than credit unions
  • Less pressure than negotiating at dealership
  • Rate discounts available
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Full Reviews of Services

Online Lenders

Check these out before buying you next vehicle, or see how much you can save by refinancing.
  • LightStream

    If you're buying a vehicle, whether it's new, used, dealer, or private party, no one has an easier online process than Lightstream, not to mention that they can get you some of the best rates as well. Here are a few of the things that we like most about LightStream:

    • You get the money before buying the car, so you can negotiate as a cash buyer
    • 100% online process that can get funded the same-day*
    • Will beat out competitor's APR by .10 percentage points*, which adds up over the life of a loan!
    • They're so confident that it will be your best loan experience that they have a $100 guarantee*

    For full disclosure, we receive commissions for loans generated using the links in this post, which is how we keep the site free! That being said, LightStream is by far the easiest and best lender that we've encountered.

    *subject to the terms and conditions listed on their site that you can find here.

  • Clearlane

    Clearlane's online process is similar to Lightstream's except they focus on auto specifically. Their specialty is refinancing, so if you've had an auto loan that you've been making payments on for 6 months, it could definitely be worth seeing what rate they can offer you. Many people report saving 3-5%, which adds up to a lot of money!